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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 970 309 5169.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Julian Hardaker is one of The Top
Selling Real Estate Experts™
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|  | | | Julian, Deborah and our new arrival, Kate Barnes Hardaker | |
  Julian's energy, integrity and genuine concern for his client’s best interests have quickly helped him to become one of our area's top young Realtors. His varied community and sporting endeavors bring him together with the diverse sections of our community. Along with the traditional personal approach to Real Estate, Julian leverages the power of the Internet to give his clients an additional edge. He lives in Glenwood Springs with his wife Deborah,their baby Kate, their dog, and two cats. In the top 5% of agents in his board, Julian has continued his education, recently being awarded the ABR (Accredited Buyers' Representative) desigination and is currently finishing up the course work for the highest residential sales designation of "CRS" (Certified Residential Specialist). Part time Aspen Ski Instructor, avid golfer (graduate of the University of St.Andrews in Scotland) and fluent in Spanish and French, Julian brings a broad skill set to the table.
Real Estate License # FA40034339
|  | | | Jumping for Joy | |
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Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
What recent hit movie features a field trip scene that supposedly takes place at Columbia University in New York?
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| A |
The scene in the movie "Spider-Man", where Peter Parker shoots photos of Mary Jane and is bitten by the spider, was actually filmed in the Museum of Natural History in Los Angeles, California. |
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- NUMBER1EXPERT™ 
