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Real Estate Dictionary: Glenwood Springs, Carbondale and New Castle Colorado home buying, real estate listings, and homes for sale in Garfield County, CO

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Julian Hardaker, REALTOR®, real estate agent and broker for Glenwood Springs, Carbondale and New Castle Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Julian Hardaker
RE/MAX Mountain West
0985 Hwy 133
Carbondale, CO 81623
Tel: 970 963 1940
Fax: 970 963 9163
Email: jhardaker@NUMBER1EXPERT.com
Julian's energy, integrity and genuine concern for his client’s best interests have quickly helped him to become one of our area's top producing young Realtors. His varied community and sporting endeavors bring him together with the diverse sections of our community. Along with the traditional personal approach to Real Estate, Julian leverages the power of the internet to give his clients an additional edge. He lives in Glenwood Springs with his wife Deborah,their baby Kate, their dog, and two cats. Part time Aspen Ski Instructor, avid golfer (graduate of the University of St.Andrews in Scotland) and fluent in Spanish and French, Julian brings a broad skill set to the table.

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